⭐Proposed Solution

DDM addresses these challenges by employing:

• A 1:1 Value Guarantee through cash reserves—each coin issued is fully backed by equivalent cash in audited financial institutions.

• Decentralized Blockchain Technology using the high-performance, low-fee Polygon network to enable real-time transactions.

• Smart Contracts to ensure every transaction is transparent and to reduce the risk of counterfeiting.

• AML/CTF Measures that comply with anti-money laundering and counter-terrorism financing standards, verified by independent auditors.